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研究中小企业融资要参考的英文文献英文图书和期刊类文献:[1]Allen NBerger,Gregory FUdell,“Relationship Lending and Lines of Credit inSmall FirmFinance,”Journal of Business,V68,(1995),351-381.[2]Aghion,P,Incomplete contracts approach to financial contracting,Review ofEconomics Studies,1992,V59,p473-494.[3]Albertode,M&JulioPDeterminants of capital structure:new evidencefrom Spanish Panel data[J]Journal of Corporate Finance,2001,(7):77-99.[4]ANBerger,NHMiller,MAPetersen,RGRajan,JCStein,2001,“DoesFunction Follow Organizational Form?Evidence from the Lending Practices ofLarge and Small Banks”,Board of Governors of Federal Reserve SystemWorking Paper.[5]Azam,JP,BBiais,MDia and CMInformal and Formal Credit Marketsand Credit Rationing in Cote D’Ivoire,Oxford Review of Economic Policy,2001,17(4),520-[6]Bernanke,BS,MGInside the Black Box:The Credit Channel ofMonetary Policy Transmission[J]Journal of EconomicPerspectives,1995,(9);27-48.[7]Barbosa,E&Moraes,C,Determinants of the Firm’s Capital Structure:theCase of the Very Small Enterprises,Working Paper from Econpapers,2003,366-358。[8]Barton,SL&Gordon,PJCorporate strategy and capital structure[J]Strategic Management Journal,1988,9:623-632.[9]Baxter,ND&Cragg,JGCorporate choice among long-term financinginstruments[J]Review of Economics and Statistics,1970,(52):225-235.[10]Berger,AN,Udell,GF,RelationshipLending andLinesof Credit in SmallFirm Finance[J],Journal ofBusiness,1995,68,351—382.[11]Berger,AN,Udell,and GFThe Economics of Small Business Finance:The Roles of Private Equity and Debts Markets in the Financial GrowthCycle[J]Journal of Banking and Finance,1998,22(6):613-673.137[12]Berger and Udell,Small Business Credit Availability and RelationshipLending:The Importance of Bank Organizational Structure[J],EconomicJournal,2002,112(447)L:32-[13]Booth,Laurence,Varouj Aivazian,Asli Demirguckunt&Vojislav MCapital structures in developing countries[J]Journal of Finance,2001,(56):87-130.[14]Bradley,M,Jarrell,GA,&Kim,EHOn the existence of an optimal capitalstructure:theory and evidence[J]Journal of Finance,1984,(39):857-[15]Brander,JA&Lewis,TROligopoly and financial structure:the limitedliability effect[J]American Economic Review,1986,(76):956-970.[16]Chang CCapital structure as optimal contract[J]North American Journalof Economics and Finance,1999,(10):363-385.[17]Cole,R·A·,Goldberg,L·G·&White,L·J·Cookie-cutter versus character:Themicro structure of small business lending by large and small banks[J]·Journalof Financial and Quantitative Analysis,2004,39,pp227-[18]Collins,JM&Sekely,WSThe relationship of headquarters country andindustry classification to financial structure[J]Financial Management,1983,(3):45-51.[19]David FScott,John DMIndustry Influence on Financial Structure[J]Financila Management,Spring,1975,67-73.[20]DeAngelo,H&Masulis,ROptimal capital structure in corporate and PersonalTJournal of Financial Economics,1980,(8):3-29.[21]Durand,David,1952,Cost of Debt and Equity Funds for Business:Trends andProblems of Measurement,Conference on Research in Business Finance,National Bureau of Economic Research,New York,p215-247.[22]Eli Schwartz and J Richard ASome Surrogate Evidence inSupport of the Concept of Optimal Financial Structure[J]Journal of F22(1):10-18.[23]Enunza,VRDeterminants of financial structure in the central Americancommon market[J]Financial Management,1979,(3):72-77.[24]Fama,E&Jensen,MCAgeney Problem and residual Journal of Lawand Economics,1983,(26):327-349.[25]Frank MZ,GoyalVKTesting the Pecking Order Theory of Capital S138Journal of Financial Economics,67:217-248,[26]Gilson,STansaction cost and capital structure choice:evidences fromfinancially distressed firms[J]Journal of finance,1997,(52):161-195.[27]Grossman,S&Hart,OCorporate financial structure and managerial inincentives[J]In McCall,JEThe economic of information uncertainty[M]Chicago:University of Chicago Press,1982:107-137.[28]Hall,G,Hutchinson,P&Michaelas,NIndustry effects on the determinantsof unquoted SMEs’capital structure[J]International Journal of the Economicsof Business,2000,(7):297-312.[29]Harris,M&Raviv,AThe theory of capital structure[J]Journal of Finance,1991,(46):297-355.[30]Jensen,M&Meckling,WTheory of the firm:managerial behavior,agencycost and capital structure[J]Journal of Financial Economics,1976,3(l):305-360.[31]Jordan,J,Lowe,J&Taylor,PStrategy and financial policy in UK small firms[J]Journal of Business Finance and Accounting,1998,(25):1-27.[32]Jose Lopez-Gracia&Cristina Aybar-AAn empirical approach to thefinancial behavior of small and medium sized companies[J]Small BusinessEconomics,2000,14(l):55-63.[33]Kane,A,Marcus,AJ&McDonald,RLHow big is the tax advantage todebt[J]Journal of Finance,1984,(39):841-853.[34]Kester C WCapital and ownership structure:A comparison of United Statesand Japanese manufacturing corporations[J]FinancialManagement,1986(15):5-[35]Kim W S,Sorensen E HEvidence on the impact of the agency costs of debt incorporate debt policy[J]Journal of Financial and Quantitative Analysis,1986,21:131-[36]Lee RIndustry and Size as Debt Ratio Determinants in ManufacturingInternationally[J]Financial Management,,2002(5),67-78.[37]Long,M&Maltiz,LThe investment-financing nexus:some empiricalevidence[J]Midland Corporate Finance Journal,1985,(3):53-59.[38]Marsh,PThe choice between equity and debt:an empirical study[J]Journal ofFinance,1982,(37):121-144.139[39]Mcmillan,J,Woodruff,CInterfirm Relationships and Informal Credit inVietnam[J]Quaterly Journal of Economics,1999,114(4):1285-1320.[40]Mian,S,and CWSAccounts Receivable Management Policy:Theoryand Evidence,Journal of Finance,1992,47:169-[41]Ming fang Li&Roy LSEnvironmental dynamism,capital structure andinnovation:an empirical test[J]The International Journal of OrganizationalAnalysis,2002,(10):169-179.[42]Modigliani,F&Miller,MHThe cost of capital,corporation finance and thetheory of investment[J]American Economic Review,1958(58),261-297.[43]Mreton HMDebt&TThe Journal of Finance,VXXXII,N2,May 1977,261~275.[44]Myers,SC,Determinants of corporate borrowing[J].Journal of FinancialEconomics5,1977,146-75.[45]Myers,SThe capital structure puzzle[J]Journal of Finance,1984,39(3):575-.[46]Myers,S&Majlu,NCorporate financing and investment decisions whenfirms have information that investors do not have[J]Journal of FinancialEconomics,1984,13(l):187-221.[47]Ng,Chee ,JKSmith,RISEvidence on the Determinants of CreditTerms Used in Interfirm Trade[J]Journal of Finance,1999,(54);1109-1129.[48]Petersen,MAand RGRThe Benefits of Lending Relationships:Evidence from Small Business Data,the Journal of Finance,1994,XLIX,3-[49]Petersen,MAand RGRTrade Credit:Theories and Evidence,theReview of Financial Studies,1997,VNo 3,661-[50]Piero SThe Works and Correspondence ofDavid Ricardo:Volume 1[M]Cambridge:AtThe University Press,1951.[51]Rajan,RG&Zingales,LWhat do we known about capital structure?Someevidence from international data[J]Journal of Finance,1995,(l):1421-1461.[52]RobertM Bowen,et al,1982,Evidence on The Existence and Determinants ofInter-Industry Differences in Leverage[J]Financial MWinter:10-[53]RThe determination of financial structure:The incentive signalingapproach,Bell Journal of Economics,1977,V8,p23-40.[54]Saring,Oded HBargaining with a Corporation and the Capital Structure ofBargaining Firm[J]Journal of Financial Economics,1984,(17)[55]Scott,JHBankruptcy,secured debt and optimal capital structure[J]Journalof Finance,1977,(32):1-[56]Smith,CW,andRLWatts,The Investment opportunity set and corporatefinancing,dividend and compensation Polices[J],Journal of FinancialEconomics3,1992,20-27[57]Stiglitz,J&Weiss,ACredit rationing in the market with imperfectinformation[J]American Economic Review,1981,73(3):393-409.[58]Stultz RManagerial discretion and optimal financing policies[J]JournalofFinancialEconomics,1990,(26):3-27.[59]Taggart,RAA model of corporate financing decisions[J]Journal of Finance,1977,(32):1467-[60]Taub,AJDeterminants of the firm’s capital structure[J]Review of Economicsand Statistics,1975,(57):410-[61]Titman,SThe effect of capital structure on a firm,liquidationdecision[J]Journal of Financial Economics,1984,(13):137-[62]Titman,S&Wessels,RThe determinants of capital structure choice[J]Journalof Finance,1988,(43):1-[63]Wald,JKHow firm characteristics affect capital structure:an internationalcomparison[J]Journal of Financial Research,1999,(22):161-[64]Willamson,OCorporate finance and corporate governance[J]The Journal ofFinance,1988,43(3):567-[65]William D.Bradford Creating Government Financing Programs for Small andMedium-sized Enterprises in China[J]2004,234-245.
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互联网金融(专科) 所属院系: 淬炼商学院 学制:3年 授予学位:无 专业特色 互联网金融(ITFIN)区别于传统金融模式,将互联网技术和金融功能的有机结合,依托大数据和云计算在开放的互联网平台上形成的功能化金融业态及其服务体系,包括基于网络平台的金融市场体系、金融服务体系、金融组织体系、金融产品体系以及互联网金融监管体系等。 培养目标 本专业培养德、智、体、美全面协调发展,适应现代社会和市场经济发展需要,具备人文精神、科学素养和诚信品质,基础扎实,知识面宽,掌握管理学、经济学、法学、金融学、网络技术等的基本理论知识和方法,能在第三方支付、P2P、众筹、互联网理财、互联网银行、互联网保险、互联网证券等领域就业的跨学科、复合型、高端互联网金融人才。本专业实施“双院制”模式下的“四位一体”人才培养模式,以商科教育为核心,融入信息产业知识,强化互联网金融学专业学习,开展产教融合、校企合作,拓展国际视野和人文修养,健全完整人格,培养学生的团队协作精神、创新竞争意识和管理能力,使学生成为社会各企事业单位选录用人的首选。 核心课程 经济学原理、会计学原理、统计学原理、互联网金融概论、证券投资学、金融风险管理、国际互联网金融、互联网金融产品设计、商业银行业务与经营等。 培养要求 互联网金融专业主要培养具有互联网思维,系统掌握互联金融行业的相关技术、业务模式和管理策略,既懂技术又精通互联网金融产品开发与运营的互联网金融领域的应用型人才。具体如下: 毕业生应获得的知识和能力: 1.具有较好的人文、艺术等社会科学基础; 2.熟悉互联网金融基础理论和专业知识,具有分析和解决会计、金融、电子商务、互联网专业领域内基本问题的能力; 3.熟悉国内外关于互联网金融的方针、政策和法规以及国际惯例; 4.具有较强的市场适应能力、竞争能力和执业技能; 5.具有较强的沟通、组织协调、分析和解决问题的能力; 6.掌握文献检索、资料查询的基本方法,具有一定的科研和批判性思维能力。 就业前景 主要面向银行、证券、保险、信托等传统金融机构和互联网银行、第三方支付公司、P2P 公司等新型互联网金融企业。

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